Every fee,
on one page.
First call: $0
Flat fees agreed in writing
No commissions, ever
All fees in USD
Three ways to pay,
agreed before we start.
Most clients fit one of three. You choose in the advisory agreement, and the fee does not change unless the scope does.
$5,400
per year, billed quarterly
Ongoing planning
A planner for the long run: two reviews a year, a tax projection every fall and questions answered by email or phone.
Typical for
Households with income, savings and decisions every year
Best for
Anyone who wants advice without handing over their accounts
0.80%
per year on the first $1M, lower above
Investment management
We manage the portfolio at an independent custodian and planning is included. The fee is deducted quarterly and shown on every statement.
Typical for
Retirees and pre-retirees with $600,000 or more invested
Best for
Clients who want one team for the plan and the portfolio
$300
per hour, or a fixed project fee
Hourly or project
For one decision: a pension election, a rollover, an offer letter with stock. Time recorded in quarter hours and itemized.
Typical for
A single question with a deadline
Best for
People who manage their own money and want a second opinion
The first call is free. Fees are agreed in writing in your advisory agreement. We never take commissions or referral fees.
Twelve fees,
each in writing.
Each fee covers the work described and the follow-up questions. Fees in USD, current for 2026 and 2027.
Retirement Planning
Investment Management
Tax-Aware Planning
Estate Planning
Fees.
The five questions about fees that come up on nearly every first call.
How is the investment fee charged?
Do you earn commissions or referral fees?
Can I start with a one-time plan?
Do you charge for the first call?
Is there an account minimum?
Get your fee in writing within a week.