Terms of service

These terms apply to financial planning and investment advisory services provided by Fennimore & Platt Wealth Planning, LLC unless your advisory agreement says otherwise. We begin work after you have received our Form ADV Part 2 brochure and Form CRS and signed an advisory agreement. One-time plans are billed half at signing and half on delivery; ongoing planning is billed quarterly in advance; investment management is billed quarterly in arrears on the account value at quarter end and deducted from your account with your written authorization. We accept no commissions, referral fees or payments from product sponsors. Client assets are held in your name at an independent qualified custodian, never by us. Investing involves risk, including the loss of principal, and no plan or strategy can guarantee a result. Either side may end the agreement at any time with written notice; fees paid in advance and not yet earned are refunded pro rata. North Carolina law governs the agreement. Complaints may be sent to our chief compliance officer at the address on the legal page or to the SEC Office of Investor Education and Advocacy.